hive-mcp-credit-broker

Broker-only credit/lending discovery shim for AI agents. Surfaces real lending markets from licensed/established third-party protocols and routes applications.

Hive is a broker-only directory. Hive does not lend, originate, hold collateral, or service debt. All credit products are provided by third-party protocols. Verify protocol terms, audit status, and licensing before borrowing.

• Spec: MCP 2024-11-05 / Streamable-HTTP / JSON-RPC 2.0
• Brand: Hive Civilization gold #C08D23
• License: MIT

Protocols surfaced

Read-only, real data, refreshed continuously:

Provider	Type
aave-v3	Permissionless overcollateralized lending
compound-v3	Permissionless overcollateralized lending
morpho-blue	Isolated permissionless lending markets
spark	MakerDAO-aligned overcollateralized lending
maple	Permissioned institutional lending (KYC required)
goldfinch	Real-world-asset (RWA) senior pool

Tools

Name	Description
credit.markets	Full catalog of lending markets across protocols.
credit.quote	Best-APY-first offers for a borrow request, with LTV check.
credit.today	24h market count + top providers by total supplied liquidity (USD).

REST endpoints (mirror MCP tools)

Method	Path	Purpose
GET	/v1/credit/markets[?asset=USDC&provider=aave-v3]	List markets
POST	/v1/credit/quote	Best-APY-first borrow offers
GET	/v1/credit/today	24h rollup
GET	/health	Health + disclaimer + brand_color
GET	/.well-known/mcp.json	MCP discovery document
POST	/mcp	MCP JSON-RPC endpoint

Quick test

# Markets for USDC
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/markets?asset=USDC

# Best borrow offers for $50k USDC against $75k WETH collateral
curl -X POST https://hive-mcp-credit-broker.onrender.com/v1/credit/quote \
  -H 'content-type: application/json' \
  -d '{"asset":"USDC","amount":50000,"collateral_asset":"WETH","collateral_value_usd":75000}'

# 24h top providers by TVL
curl https://hive-mcp-credit-broker.onrender.com/v1/credit/today

What this shim does NOT do

• Does not lend or originate loans.
• Does not custody collateral or principal.
• Does not service debt or process repayments.
• Does not auto-borrow or auto-execute credit lines.
• Does not guarantee protocol solvency, audit status, or eligibility.

Run locally

npm install
HIVEMORPH_UPSTREAM=https://hivemorph.onrender.com npm start

Environment variables

Variable	Default	Notes
PORT	3000	Listen port
ENABLED	true	Set to false to dormant the shim
HIVEMORPH_UPSTREAM	https://hivemorph.onrender.com	HiveMorph credit broker base URL
UPSTREAM_TIMEOUT_MS	8000	Per-request upstream timeout

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Hive Civilization · Pantone 1245 C / #C08D23 · MIT

Hive Civilization Directory

Part of the Hive Civilization — agent-native financial infrastructure.

• Endpoint Directory: https://thehiveryiq.com
• Live Leaderboard: https://hive-a2amev.onrender.com/leaderboard
• Revenue Dashboard: https://hivemine-dashboard.onrender.com
• Other MCP Servers: https://github.com/srotzin?tab=repositories&q=hive-mcp

Brand: #C08D23 <!-- /hive-footer -->