Netfluid Skill

Version: 6.81.0
Author: Netfluid
Website: https://netfluid.io
Documentation: https://doc.netfluid.io
Support: support@netfluid.io

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Overview

The Netfluid skill provides AI agents with comprehensive banking and cryptocurrency wallet operations. It enables agents to manage fiat and crypto accounts, perform transfers, create payment bridges, and handle KYC verification — all through a unified MCP (Model Context Protocol) interface.

Key Features

• Multi-Currency Support: ZAR, USD, EUR, BWP fiat currencies
• Crypto Assets: USDC, USDT, SOL, ETH, AVAX, ALGO, HBAR, FLDS
• Cross-Chain Bridges: SEPA, ACH/Wire, blockchain-to-blockchain transfers
• Funding Methods: Bank transfer, card deposit, Pay@, PayShap
• Withdrawal Options: Bank accounts, OTT mobile (South Africa)
• KYC Integration: Full and lite verification workflows

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Installation for Agents

Option 1: Direct Installation (nanobot)

# Download and install the skill directly
GET https://api.netfluid.io/skill/download

# The skill files will be installed to your agent's skills directory

Option 2: Manual Installation

# Clone or download the skill files
git clone https://github.com/netfluid-dev/netfluid-skill.git

# Copy to your agent's skills directory
cp -r netfluid-skill /path/to/agent/skills/netfluid

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Required Credentials

Credential	Source	Description
api_key	Netfluid App → Settings → API Keys	Your personal API key
session_key	Netfluid App (one-time use)	One-time session key from the app
token	From /session endpoint	Session token (15 min TTL)
wallet_fk	From /wallet/accounts_list	Your wallet ID
account_fk	From /wallet/accounts_list	Specific account ID

Getting Started

1. Get API Key: Open Netfluid app → Settings → API Keys → Create new key
2. Get Session Key: Open Netfluid app → Get session key (single use)
3. Exchange for Token: Use mcp_netfluid_session with the session key
4. List Accounts: Use mcp_netfluid_wallet_accounts_list to get account IDs

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Available Tools

Session Management

• mcp_netfluid_session - Get token from session key
• mcp_netfluid_wallet_verify - Keep session alive

Account Operations

• mcp_netfluid_wallet_accounts_list - List all accounts
• mcp_netfluid_account_info - Get fiat balance
• mcp_netfluid_crypto_balance - Get crypto balance
• mcp_netfluid_account_send - Send fiat to another Netfluid user

Crypto Operations

• mcp_netfluid_crypto_spend - Send crypto to blockchain address
• mcp_netfluid_crypto_dex_swap - Swap tokens via DEX
• mcp_netfluid_crypto_digitalassets - List supported assets
• mcp_netfluid_crypto_optin - Opt-in to new tokens

Funding

• mcp_netfluid_fund_banks - Get bank transfer details
• mcp_netfluid_fund_card_quote - Quote for card deposit
• mcp_netfluid_fund_payat - Generate Pay@ reference
• mcp_netfluid_fund_payshap - Get PayShap details

Withdrawals

• mcp_netfluid_wallet_rba - Save bank account
• mcp_netfluid_withdraw_to_bank - Withdraw to bank
• mcp_netfluid_withdraw_ott_providers_list - List OTT providers
• mcp_netfluid_withdraw_to_ott - Withdraw to mobile (South Africa)

Bridges

• mcp_netfluid_bridge_list - List available bridges
• mcp_netfluid_bridge_on_ramp - Create virtual account (SEPA/ACH)
• mcp_netfluid_bridge_off_ramp_sepa - Create SEPA off-ramp
• mcp_netfluid_bridge_off_ramp_ach_wire - Create ACH/Wire off-ramp
• mcp_netfluid_bridge_blockchain - Cross-chain transfer

KYC & Verification

• mcp_netfluid_wallet_kyc_check - Check full KYC status
• mcp_netfluid_wallet_kyc_check_lite - Check lite KYC status
• mcp_netfluid_wallet_kyc_session_create - Create KYC session

Utilities

• mcp_netfluid_wallet_mnemonic - Get recovery phrase
• mcp_netfluid_wallet_fee - Calculate transaction fee
• mcp_netfluid_beneficiaries_list - List saved beneficiaries

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Supported Blockchains

Blockchain	Native Token	Explorer
Algorand	ALGO	https://allo.info/
Hedera	HBAR	https://hashscan.io/mainnet/
Ethereum	ETH	https://etherscan.io
Avalanche-C	AVAX	https://snowtrace.io/
Solana	SOL	https://explorer.solana.com/
Fluids Network	FLDS	https://fluids.tryethernal.com/

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Supported Currencies

Fiat

• ZAR - South African Rand (South Africa)
• USD - US Dollar (Global)
• EUR - Euro (Europe)
• BWP - Botswana Pula (Botswana)

Crypto

• USDC - USD Coin (Solana, Ethereum, Avalanche)
• USDT - USD Tether (Solana, Ethereum, Avalanche)
• SOL - Solana
• ETH - Ethereum
• AVAX - Avalanche
• ALGO - Algorand
• HBAR - Hedera
• FLDS - Netfluids

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Important Rules

⚠️ ALWAYS ask for confirmation before executing any transaction

⚠️ NEVER store wallet IDs, PINs, balances, or financial details in memory

⚠️ NEVER create and redeem a voucher from the same wallet (circular transaction)

⚠️ Always prompt for user's own platform ID when assigning wallet to a channel

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Common Workflows

Send ZAR to Another Netfluid User

1. Get destination account address from user
2. Call /account/info to check balance
3. Ask user to confirm amount
4. Call /account/send with account_fk, destination, amount
5. Verify with /account/info (balance should decrease)

Buy Crypto with Fiat

1. Check fiat balance: /account/info(account_fk)
2. Check crypto balance: /crypto/balance(account_fk)
3. Use /account/swap to swap fiat to crypto

Withdraw to Bank

1. Check if RBA exists: /wallet/rba_list
2. If not, create: /wallet/rba
3. Withdraw: /withdraw/to_bank(account_fk, rba_fk, amount)

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Error Handling

Error	Meaning	Action
token invalid	Session expired	Ask user for new session_key
insufficient funds	Account balance low	Check balance, inform user
invalid address	Blockchain address wrong	Verify with /crypto/verify
account locked	Account paused	Contact Netfluid support
bridge not found	No bridge for this rail	Check /bridge/list

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Files

• SKILL.md - Full skill documentation
• skill-package.json - Skill manifest and metadata
• skills.json - MCP tools schema
• README.md - This file

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License

Copyright © 2026 Netfluid. All rights reserved.