starling-bank-mcp

starling-bank-mcp

MCP server for Starling Bank API integration, enabling AI agents to manage accounts, view transactions, and send payments via natural language.

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README

starling-bank-mcp

MCP server for Starling Bank API integration, providing tools to interact with Starling Bank's developer API for account management and transactions.

https://github.com/user-attachments/assets/c2b23c22-bd23-487e-a4f5-c62e02280052

This is a 3rd party integration, and is not affiliated with Starling Bank.

[!WARNING] At time of writing, models make frequent mistakes and are vulnerable to prompt injections. As this MCP server gives the model some control of your bank account, mistakes could be costly. Use with caution and at your own risk.

Installation

Step 1: Create a Starling Bank personal access token. To do this:

Keep the token handy, you'll need it in the next step. It'll probably begin something like eyJhbGciOiJQUzI1NiIsInppcCI6IkdaSVAifQ., and be moderately long.

Step 2: Follow the instructions below for your preferred client:

(Optional, Advanced) Step 3: See PAYMENT_SIGNING_SETUP.md if you want to be able to send payments.

Claude Desktop

(Recommended) Alternative: Via manual .mcpb installation

  1. Find the latest mcpb build in the GitHub Actions history (the top one)
  2. In the 'Artifacts' section, download the starling-bank-mcp-mcpb file
  3. Rename the .zip file to .mcpb
  4. Double-click the .mcpb file to open with Claude Desktop
  5. Click "Install" and configure with your API key

(Advanced) Alternative: Via JSON configuration

  1. Install Node.js
  2. Open Claude Desktop and go to Settings → Developer
  3. Click "Edit Config" to open your claude_desktop_config.json file
  4. Add the following configuration to the "mcpServers" section, replacing eyJhb... with your API key:
{
  "mcpServers": {
    "starling-bank": {
      "command": "npx",
      "args": [
        "-y",
        "starling-bank-mcp"
      ],
      "env": {
        "STARLING_BANK_ACCESS_TOKEN": "eyJhb...",
      }
    }
  }
}
  1. Save the file and restart Claude Desktop

Cursor

(Recommended) Via one-click install

  1. Click Install MCP Server
  2. Edit your mcp.json file to insert your API key

(Advanced) Alternative: Via JSON configuration

Create either a global (~/.cursor/mcp.json) or project-specific (.cursor/mcp.json) configuration file, replacing eyJhb... with your API key:

{
  "mcpServers": {
    "starling-bank": {
      "command": "npx",
      "args": ["-y", "starling-bank-mcp"],
      "env": {
        "STARLING_BANK_ACCESS_TOKEN": "eyJhb..."
      }
    }
  }
}

Cline

Via JSON configuration

  1. Click the "MCP Servers" icon in the Cline extension
  2. Click on the "Installed" tab, then the "Configure MCP Servers" button at the bottom
  3. Add the following configuration to the "mcpServers" section, replacing eyJhb... with your API key:
{
  "mcpServers": {
    "starling-bank": {
      "type": "stdio",
      "command": "npx",
      "args": ["-y", "starling-bank-mcp"],
      "env": {
        "STARLING_BANK_ACCESS_TOKEN": "eyJhb..."
      }
    }
  }
}

Advanced: HTTP Transport

By default, the server uses stdio transport (for Claude Desktop, Cursor, etc.). You can also run it as an HTTP server:

STARLING_BANK_ACCESS_TOKEN=eyJhb... MCP_TRANSPORT=http PORT=3000 npx starling-bank-mcp

The MCP endpoint will be available at http://localhost:3000/mcp.

[!WARNING] The HTTP transport has no authentication. Other processes on your machine—including websites in your browser—could potentially access the endpoint and control your bank account. Only use HTTP transport behind a reverse proxy or in another secured setup.

Contributing

Pull requests are welcomed on GitHub! To get started:

  1. Install Git and Node.js
  2. Clone the repository
  3. Install dependencies with npm install
  4. Run npm run test to run tests
  5. Build with npm run build

Releases

Versions follow the semantic versioning spec.

To release:

  1. Use npm version <major | minor | patch> to bump the version
  2. Run git push --follow-tags to push with tags
  3. Wait for GitHub Actions to publish to the NPM registry.

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